兴趣爱好Enjoy 0% introductory APR for 15 months on balance transfers made within 45 days of account opening. After that, a variable APR will apply, 20.24% - 29.99%, based on your creditworthiness and other factors. There is a fee for balance transfers.1 Balance transfers – 0% introductory APR for the first 15 billing cycles following each balance transfer that posts to your account within 45 days of account opening. After that, (and for balance transfers that do not post to your account within 45 days of account opening) your APR will be 20.24% to 29.99%, based on your creditworthiness and other factors. This APR will vary with the market based on the Prime Rate. 0% introductory APR for the first 15 billing cycles following each balance transfer that posts to your account within 45 days of account opening. After that, (and for balance transfers that do not post to your account within 45 days of account opening) your APR will be 20.24% to 29.99%, based on your creditworthiness and other factors. This APR will vary with the market based on the Prime Rate.